Graduation House, Nottingham – Cash‑Positive Student Investment from £99,995
No mortgage • 0% developer finance • 7.5% net guaranteed yield • 10‑year ROI ≈120%
Graduation House is a completed, institution‑grade student residence in Beeston, Nottingham – the closest town to the University of Nottingham and the centre of one of the UK’s largest student populations. With over 96,000 students in the city and an estimated c.20,000 bed shortfall, this 162‑unit PBSA development sits exactly where demand is deepest and most predictable. Fully furnished, amenity‑rich and professionally managed, it combines 7.5% net guaranteed yields with a 0% developer‑finance structure from just £99,995, offering investors a rare chance to own cash‑positive student stock in a market where beds, not marketing, are the scarce resource.
Why This Deal Works
The Numbers That Matter
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Price from: £99,995
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No mortgage required
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0% developer finance – up to 36 months
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7.5% net guaranteed yield (9% gross)
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2‑year guaranteed rental rollover
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10‑year ROI: ≈120%
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Completed building – income starts after deposit completion
Invest from £9,995 deposit, then staged payments over up to 36 months –
with guaranteed rental kicking in once 50% is settled.
Location & Demand
Where Beds Are Short and Demand Is Not
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4 universities / colleges – 96,000+ students
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4th largest student population in the UK (ex‑London)
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c.20,000 bed shortfall even after pipeline (CBRE estimates)
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Beeston = closest town to University of Nottingham
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14‑minute tram to main campus, trams every 7–15 minutes
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Strong connections: London St Pancras, Derby, Leicester, Birmingham
Deal Structure & Payment Plan
How You Buy
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Reservation: 10% (£9,995)
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Balance via developer’s 0% loan over up to 36 months:
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Months 1–16: £2,499
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Months 17–26: £2,179
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Months 27–36: £2,018
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Your Income
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7.5% net guaranteed once 50% of investment is settled
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Ramps as you settle (75% when 75% settled)
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2‑year guaranteed rental rollover
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Fully managed by a leading UK student operator
All structured to comply with non‑resident landlord status for overseas investors.
Why Student PBSA + Why This Developer
Why Student Accommodation (Nottingham)
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High, stable demand in a major academic centre
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Historically resilient through downturns
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Government and university support for PBSA
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High, rising income yields in a structural undersupply
Why the Developer of choice?
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£435m+ portfolio, 46+ projects, est. 2007
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On track to deliver £1bn+ in residential property
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Loc8me: 15+ years, specialist student lettings, presence in all major UK uni cities
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Fully managed – hands‑off: letting, rent collection, maintenance
Simple FAQ
1. Is this suitable for overseas investors?
Yes. The structure is designed to work for non‑UK investors, with income compliant under the non‑resident landlord rules. We work with experienced UK lawyers and tax advisers who can assist your onboarding.
2. What happens after the guaranteed period?
After the guarantee, your unit continues to be rented on an open‑market basis by the managing agent. Your income then reflects actual achieved rents and occupancy in the building, less normal running costs and fees.
3. Can I finance the purchase?
Yes. The developer offers an interest‑free payment plan over up to 36 months (subject to status), so no traditional mortgage is required for this unit. If you prefer separate bank finance, we can introduce you to UK brokers.
4. Who manages tenants and maintenance?
Day‑to‑day letting, rent collection, tenant liaison and routine maintenance are handled by loc8me, a specialist student lettings agency with 15+ years’ experience. This is intended to be a fully managed, hands‑off investment.
5. What are the key risks?
As with any property investment, returns depend on demand, rental levels, occupancy and running costs. Student numbers, local competition, changes in regulation and future resale values can all affect your outcome. We recommend independent legal and tax advice before investing.
Full Investor Library
Brochures, 10‑year ROI models, “Why the UK” research and detailed fact sheets for this project.
Graduation
Brochure
Fact Sheet
Map
10 Yr ROI
Why Student Housing
Why the UK
Why Investment Property
Why Asset Acquisition Partners
Want the Full Numbers on Graduation House?
I’ve prepared a complete investor pack for Lakeside, including:
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Unit‑by‑unit pricing
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Detailed payment schedule and 0% developer loan structure
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Yield projections and conservative 10‑year scenarios
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Floor plans, CGI images and amenity breakdown
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My due‑diligence notes on the location and developer
If you’d like to see how Lakeside could fit into your portfolio – as a first UK asset or as part of a wider strategy – request the pack below.
Disclaimer
The information on this page is for information and illustration only. It does not constitute financial, investment, tax or legal advice and should not be relied upon as such. All projections, yields, growth rates and examples are indicative only and based on assumptions that may change. Property values, rental income and market conditions can go down as well as up, and past performance is not a guide to future results. This is an unregulated introduction to investment property opportunities only.