

September Is Now Live (In Draft) – Read It Free
For more than 35 years I’ve been on the road across Southern Africa, watching landscapes quietly change people. This year I started turning those days into a 12‑volume book series: A Year in Motion – 365 Days in Southern AfricaOne book per month. One chapter per day. Each chapter a single, real moment. Some chapters follow journeys with guests; others come from days alone on the road. All are real. No fiction. Just the country as I’ve seen it from the front seat, the stoep, t


Housing Inequality vs Wealth Inequality: Why The Difference Matters
You and I need to have an honest conversation. You don’t actually care about “wealth inequality”.You care about housing inequality. You don’t lie awake at night because the gold price has hit an all‑time high.You don’t wake up angry because the stock market has gone to an all‑time high. What really bites is this: House prices at all‑time highs Rents at all‑time highs Deposits at all‑time highs The feeling that buying a home where you want to live is drifting out of reach This


𝗧𝗵𝗿𝗲𝗲 𝗦𝗶𝗴𝗻𝘀 𝗼𝗳 𝗮 𝗦𝘂𝗰𝗰𝗲𝘀𝘀𝗳𝘂𝗹 𝗣𝗿𝗼𝗽𝗲𝗿𝘁𝘆 𝗜𝗻𝘃𝗲𝘀𝘁𝗼𝗿 (𝗜𝘀 𝗧𝗵𝗶𝘀 𝗬𝗼𝘂?)
Three signs you’re going to win in this market (even if you don’t feel like it yet): 1. You hate “that’s just how it works” You push back on rules, question assumptions and don’t accept lazy answers. In real estate, these are the people who find off‑market deals, better structures and funding routes others miss. 2. You move fast when it matters You don’t wait for perfect conditions or for rates to be exactly where you want them. The investors I’ve watched build real portfolio


Small Footprints. Big Africa.
For more than three decades I’ve watched Southern Africa do something no resort or theme park ever can: stretch children’s courage, widen their perspective and give families a shared story that doesn’t wear off when the plane lands. This is why we created Small Footprints. Big Africa at Visitors to Africa – not as a “family package”, but as a privately designed Narrative Safari of Southern Africa built around each child and each family. If you advise families (or are part of


𝗛𝗼𝘄 𝗠𝘂𝗰𝗵 𝗪𝗶𝗹𝗹 “𝘁𝗵𝗲 𝗞𝗶𝗻𝗴’𝘀 𝗕𝗮𝗻𝗸” 𝗟𝗲𝗻𝗱 𝗬𝗼𝘂 𝗳𝗼𝗿 𝗨𝗞 𝗣𝗿𝗼𝗽𝗲𝗿𝘁𝘆 𝗜𝗻𝘃𝗲𝘀𝘁𝗺𝗲𝗻𝘁?
If you’re trying to grow a UK property portfolio and the high‑street has capped you, it’s worth knowing how differently private banks think. Take Coutts – often called the King’s Bank. Typical terms you’ll see on UK residential investment deals (subject to profile and credit committee): Lending up to £9,999,999 Rates from around 4.69% p.a. with a 0.5% product fee Up to 90% LTV on the right assets and structure Income multiples around 5–6x earnings On that basis, a £100,000 in















