Southside Residences, Birmingham B5 – City‑Core Luxury from £229,995
146 contemporary one‑ and two‑bed apartments in the Chinese Quarter with up to 7.95% yields,
powerful regeneration tailwinds and a 30/70 payment plan over 24 months.
Development Overview
Southside Residences is a boutique, city‑core development in Birmingham’s B5 postcode, at the heart of the Southside / Chinese Quarter – the cultural and creative beating heart of the UK’s second city.
A collection of 146 one‑ and two‑bed luxury apartments, Southside combines:
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Highly specified interiors – integrated A++ appliances, stone‑tiled kitchens and bathrooms, luxury timber flooring, smart video entry systems
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A 999‑year lease with no ground rent
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A location surrounded by world‑class arts venues, independent bars and restaurants, and large‑scale regeneration led by the £1.9bn Smithfield Masterplan and the HS2 Curzon Street/ Digbeth transformation
For investors, Southside couples this address and specification with a 30/70, no‑lump‑sum structure – 5% to reserve, then 25% spread over 24 months at 0% developer finance, with a 70% LTV mortgage on completion. It’s a focused way to secure prime B5 stock while Birmingham undergoes one of the most ambitious regeneration programmes in the UK.
7.95%
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Net Projected Yield
0% Interest
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24 Month Deposit Payment
274 %
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10 Yr Expected ROI
Key Investment Metrics
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Prices from
1‑ and 2‑bed apartments from £229,995
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Income & growth
Yields up to c.7.95% (projected)
Birmingham forecast 20–26% capital growth over 5 years, with ~12% rental growth (regional forecasts)
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Structure – 30/70 cash/mortgage
5% reservation + £1,500 legals (excl. searches & disbursements)
25% over 24 monthly instalments at 0% developer finance
70% LTV mortgage (or cash) on completion (phased from Q4 2026 / Q3 2027)
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Fundamentals
999‑year lease (virtual freehold)
No ground rent
Service charges estimated c. £1,000–£2,000 p.a. (by unit size)
In short: a prime B5 city‑core asset from £229,995, with above‑average yield potential, a 999‑year lease, and an interest‑free, staged entry structure.
Location: B5 – Birmingham’s Cultural & Creative Core
On your doorstep
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In the Chinese Quarter / Southside Cultural Quarter
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Hippodrome Theatre: 0.2 miles – the UK’s busiest theatre
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Smithfield Masterplan: 0.3 miles – £1.9bn, 3m sq ft mixed‑use regeneration
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Mailbox: 0.5 miles
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Bullring & Selfridges: 0.6 miles
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New Street Station (Grand Central): 0.7 miles
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Address
Southside Residences, 16 Kent Street, Birmingham B5 6RD
Connectivity & regeneration
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B5 is a pre‑infrastructure hotspot with new metro / tramlines planned to support Digbeth and HS2 Curzon Street
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Minutes from New Street, Moor Street and (future) Curzon Street HS2 – 49 minutes to London
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Part of a wider £11bn+ investment zone across Smithfield, Digbeth, Sports Quarter and Birmingham Knowledge Quarter
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Near the future Mercian Studios (c.36–39 acre media village) announced by the creator of Peaky Blinders
This is the core urban zone that will feel the full uplift of Birmingham’s regeneration and connectivity story.
Why Birmingham? – The Macro Case
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Birmingham is one of the most compelling buy‑to‑let markets in the UK:
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The UK’s second‑largest city by population
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Forecast 20–26% capital growth over 5 years
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Rental prices forecast to rise c.12% over 5 years
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80,000+ students and one of Europe’s youngest city populations
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~40% under 25, ~75% under 35
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Strong graduate retention (~50%) – deep pool of young professionals
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Major employers including Deutsche Bank, HSBC, Goldman Sachs, PwC, Channel 4, BBC (Digbeth), large law firms and global brands
Layer on top:
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HS2 Curzon Street – ~49 minutes to London, changing commuter behaviour and corporate location decisions
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Grand Central, Smithfield, the Commonwealth Games legacy, airport and infrastructure investment
You have a city with:
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Structural undersupply of quality housing
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A young, well‑paid demand base, and
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Long‑term tailwinds for both yields and capital appreciation.
Southside’s Lifestyle & Specification – Why Tenants Pay a Premium
Southside sits in the Cultural Quarter – home to Birmingham Royal Ballet, The Hippodrome and a dense cluster of independent bars, restaurants, coffee shops, artisan retailers and creative businesses.
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The apartments are designed to match that lifestyle:
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Contemporary open‑plan layouts
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High‑spec kitchens (satin matt lacquered finishes, soft‑close doors, laminated worktops, tiled or glass splashback)
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Fully integrated appliances (oven, ceramic hob, extractor, washer/dryer, fridge/freezer; energy‑efficient, A++‑rated)
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Stone tiles in kitchens and bathrooms
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Luxury timber flooring throughout
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Contemporary bathrooms with full‑height tiling, modern suites, and quality chrome fittings
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Smart colour video entry systems with mobile connectivity
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Full air‑ventilation system with ‘boost’ function (open‑window effect, minimal noise)
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Low‑energy lighting; secure ground‑floor cycle store
For tenants, this is:
A high‑spec, design‑driven apartment in the most vibrant part of the city –
within walking distance of work, nightlife, culture and transport.
For investors, that translates directly into:
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Higher achievable rents vs generic stock
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Strong tenant attraction and retention among young professionals and graduates
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A product that aligns with where demand is going, not where it used to be.
Payment Structure – Designed for Investors
30/70 cash/mortgage plan
How you get in
1. Reserve with 5% of purchase price + £1,500 legals.
2. Commit to a fully defined 30/70 structure.
3. Pay 25% over 24 monthly instalments at 0% developer finance – no large interim lump sums.
4. Our in‑house team arranges your 70% LTV mortgage (or you settle in cash) on completion.
5. Receive quarterly development updates throughout the build.
What this does for you
1..1 Spreads your deposit build‑up over two years, reducing upfront pressure.
2.1 Locks in a prime B5 city‑core asset now, ahead of full Smithfield/Digbeth/HS2 delivery.
3.1 Aligns capital outlay with the construction timeline, not long before it.
4.1 Keeps your remaining capital working elsewhere while you accumulate this position.
5.1 Provides a clear, contract‑backed path from reservation to income, rather than an open‑ended “save and hope” plan.
Returns – Conservative Case vs Local Growth
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Base case: inflation‑level assumptions
Using only:
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4% p.a. capital growth
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3.71% p.a. rental growth
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5% mortgage rate
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7.5% BTL stamp duty fully accounted for
Our 10–25 year model indicates:
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c.130% total return on invested capital after 8 years
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c.186% total return after 10 years
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Net rent repays your initial investment by around month 126 (~10.5 years)
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c.830% total return over 25 years
Even at inflation‑only growth, your equity more than doubles inside 10 years, and rises more than 8x over 25 years.
Local growth case: 6% p.a. capital growth (Savills indication)
If we instead model 6% p.a. capital growth – closer to guidance for this part of Birmingham:
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c.193% total return after 8 years
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c.274% total return after 10 years
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Net rent repays your initial investment by around month 85 (~7 years)
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c.1,344% total return over 25 years
At 6% growth:
By year 7, the tenant has effectively paid back your capital.
By year 25, your equity has grown to more than 13x your original stake – even after full BTL stamp duty and conservative rental growth.
These are modelled, illustrative figures, not guarantees, but they show why – even under heavy stamp duty and cautious assumptions – Southside is an exceptional long‑term income and growth asset.
Why Southsidevs an Ordinary BTL
Southside gives you:
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Prime B5 city‑centre core location – not fringe, not speculative
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A district already in demand (Chinese Quarter / Cultural Quarter) with massive upside from Smithfield, Digbeth and HS2
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Boutique new‑build stock with 999‑year lease and no ground rent
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A product perfectly matched to young creative, media, digital and professional tenants
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A clear 30/70 structure – 5% to secure, 25% over 24 months at 0%, 70% on completion
You’re not buying an anonymous flat on the city edge.
You’re buying a high‑spec, future‑proof apartment in Birmingham’s most exciting urban quarter, in the slipstream of some of the UK’s biggest regeneration projects.
Who Southside Is Ideal For
Southside is a strong fit if you:
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Want direct exposure to Birmingham’s core regeneration story (Smithfield, Digbeth, HS2)
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Prefer young‑professional tenants in a creative / digital / media and services hub
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Are targeting above‑average yields with strong capital growth potential
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Like new‑build, low‑maintenance, fully managed assets with 999‑year leases
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Appreciate structured entry rather than one‑off lump‑sum purchases
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Think in 5–25 year horizons, using property as a core, compounding engine in your portfolio
It is not designed for:
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Short‑term flippers or those seeking instant resale
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nvestors uncomfortable with UK urban regeneration or GBP exposure
Full Investor Library
Brochures, 10‑year ROI models, “Why the UK” research and detailed fact sheets for this project.
Southside
Brochure
Customer
Journey
Map
10 & 20
Yr ROI
Why Birmingham
Why the UK
Why Investment Property
Why Asset Acquisition Partners
Ready to See the Full Numbers on Southside Residency?
I’ve prepared a complete investor pack for Southside, including:
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Unit‑by‑unit pricing and availability
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Detailed 30/70 payment schedule and 0% developer finance terms
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A 10‑year and 25‑year cashflow synopsis under 4% and 6% growth scenarios
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Full development specification and CGIs
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Location, regeneration and HS2 impact overview
If you’d like to see how Southside could sit alongside your existing holdings – as a first Birmingham asset or part of a broader UK strategy – request the pack below.
Disclaimer
The information on this page is for information and illustration only. It does not constitute financial, investment, tax or legal advice and should not be relied upon as such. All projections, yields, growth rates and examples are indicative only and based on assumptions that may change. Property values, rental income and market conditions can go down as well as up, and past performance is not a guide to future results. This is an unregulated introduction to investment property opportunities only.