

๐๐๐ฒโ๐๐ผโ๐๐๐ฒ ๐๐ถ๐๐ต ๐๐ถ๐ฎ๐ป๐๐โ๐ช๐ต๐ฎ๐น๐ฒ๐ ๐ณ๐ฟ๐ผ๐บ ๐๐ต๐ฒ ๐ฉ๐ถ๐น๐น๐ฎ ๐ฆ๐๐ผ๐ฒ๐ฝ
Over the past three decades Iโve spent much of my life on the road across Southern Africa quietly collecting moments that never made it into brochures. Iโve started turning those days into a 12โvolume series: ๐ ๐ฌ๐ฒ๐ฎ๐ฟ ๐ถ๐ป ๐ ๐ผ๐๐ถ๐ผ๐ป โ ๐ฏ๐ฒ๐ฑ ๐๐ฎ๐๐ ๐ถ๐ป ๐ฆ๐ผ๐๐๐ต๐ฒ๐ฟ๐ป ๐๐ณ๐ฟ๐ถ๐ฐ๐ฎ. One book per month. One chapter per day. Each chapter a single, real moment. This is an excerpt from ๐ฆ๐ฒ๐ฝ๐๐ฒ๐บ๐ฏ๐ฒ๐ฟ (๐ฉ๐ผ๐น๐๐บ๐ฒ ๐ต)โone of my favourite mornings in Hermanus, watch


๐ช๐ต๐ฒ๐ฟ๐ฒ ๐๐ณ๐ณ๐ผ๐ฟ๐ฑ๐ฎ๐ฏ๐ถ๐น๐ถ๐๐, ๐จ๐ป๐ฑ๐ฒ๐ฟ๐๐๐ฝ๐ฝ๐น๐ ๐ฎ๐ป๐ฑ ๐๐ป๐ฐ๐ผ๐บ๐ฒ ๐๐ผ๐น๐น๐ถ๐ฑ๐ฒ
House prices are quietly becoming more affordable โ but the interesting bit is where thatโs happening, and what it really means if youโre investing. Since 2020, average salaries are up around 20%, while house prices have grown at roughly 1% per year. In other words, priceโtoโincome ratios are finally easing at the same time as major lenders move from 5x to 6x income multiples. Banks are simply willing to lend more against the same income. Higher incomes. More borrowing power


๐ผ ๐๐๐๐ง ๐๐ฃ ๐๐ค๐ฉ๐๐ค๐ฃ โ 3๏ธโฃ6๏ธโฃ5๏ธโฃ ๐ฟ๐๐ฎ๐จ ๐๐ฃ ๐๐ค๐ช๐ฉ๐๐๐ง๐ฃ ๐ผ๐๐ง๐๐๐
Over the past 35+ years Iโve spent days on the road across Southern Africa and the world โ watching landscapes quietly change people. This year Iโve started turning those days into a 12โvolume series: ๐ผ ๐๐๐๐ง ๐๐ฃ ๐๐ค๐ฉ๐๐ค๐ฃ โ 3๏ธโฃ6๏ธโฃ5๏ธโฃ ๐ฟ๐๐ฎ๐จ ๐๐ฃ ๐๐ค๐ช๐ฉ๐๐๐ง๐ฃ ๐ผ๐๐ง๐๐๐ One book per month. One chapter per day. Each chapter a single, living moment. Some stories are from journeys with guests; others are from days alone on the road. All are real. No fiction. Just















