

๐ง๐ต๐ฒ ๐๐ฟ๐ ๐ผ๐ณ ๐ฃ๐ฟ๐ผ๐ฝ๐ฒ๐ฟ๐๐ ๐ก๐ฒ๐ด๐ผ๐๐ถ๐ฎ๐๐ถ๐ผ๐ป
Having done ยฃ200m+ in transactions over the last 15 years, one thing keeps coming back to me: in property, negotiation isnโt an occasional skill โ itโs the job. At ๐๐๐๐ฒ๐ ๐๐พ๐๐ถ๐๐ถ๐๐ถ๐ผ๐ป ๐ฃ๐ฎ๐ฟ๐๐ป๐ฒ๐ฟ๐ weโre negotiating every day โ with contractors, agents, land sellers, lenders โ and the compounding effect of that shows up directly in the outcomes. Two principles I lean on in every deal: 1. ๐๐ฒ๐๐ฎ๐ฐ๐ต๐บ๐ฒ๐ป๐: The most important negotiation is the one you have w


๐ ๐ด๐ฒ๐ป๐ฒ๐ฟ๐ฎ๐๐ถ๐ผ๐ป๐ฎ๐น ๐ฏ๐๐๐ถ๐ป๐ด ๐ผ๐ฝ๐ฝ๐ผ๐ฟ๐๐๐ป๐ถ๐๐ โ ๐๐ต๐ถ๐น๐ฒ ๐บ๐ผ๐๐ ๐ฝ๐ฒ๐ผ๐ฝ๐น๐ฒ ๐๐ถ๐ ๐ผ๐ป ๐๐ต๐ฒ ๐๐ถ๐ฑ๐ฒ๐น๐ถ๐ป๐ฒ๐
I see the current market like musical chairs. While interest rates are high, the music is playing and most people are frozen.Meanwhile, those who can raise capital โ or already have it โ are quietly taking the best chairs out of the room. When the music stops (when rates come down), I believe prices will move fast. Look at the setup: Wage inflation ~29% Rents up c.32%, pushing more people towards buying One of the weakest periods of new housing supply in decades Major lenders


Property Is a Real, Proven Hedge Against Inflation
Introduction Inflation erodes cash. If you want to protect and grow wealth in a world where prices keep rising, property is the practical, multiโengine hedge: rental income, capital appreciation and leverage working together to preserve and amplify purchasing power. Why Property Works as an Inflation Hedge Dual engines โ rents and capital growth. Property delivers immediate rental income and long-term capital appreciation. Replacement-cost inflation (materials, labour, land)


๐ช๐ต๐ ๐ฎ๐ฟ๐ฒ ๐บ๐ผ๐ฟ๐๐ด๐ฎ๐ด๐ฒ ๐ฟ๐ฎ๐๐ฒ๐ ๐ฟ๐ถ๐๐ถ๐ป๐ด ๐ถ๐ณ ๐๐ต๐ฒ ๐๐ฎ๐ป๐ธ ๐ผ๐ณ ๐๐ป๐ด๐น๐ฎ๐ป๐ฑ ๐ฏ๐ฎ๐๐ฒ ๐ฟ๐ฎ๐๐ฒ ๐ต๐ฎ๐๐ปโ๐ ๐บ๐ผ๐๐ฒ๐ฑ?
Because your mortgage is not really priced off the base rate. Itโs priced off: SONIA (the overnight rate banks lend to each other at), and ๐ฆ๐ข๐ก๐๐ ๐๐๐ฎ๐ฝ ๐ฟ๐ฎ๐๐ฒ๐ (what the market thinks SONIA will average over 2, 5, 10 years), plus what ๐ฏ๐ผ๐ป๐ฑ ๐บ๐ฎ๐ฟ๐ธ๐ฒ๐๐ and ๐ฝ๐ฟ๐ถ๐๐ฎ๐๐ฒ ๐ฐ๐ฎ๐ฝ๐ถ๐๐ฎ๐น can earn elsewhere. ๐ฆ๐ข๐ก๐๐ ๐ถ๐๐ปโ๐ ๐ฎ๐ป ๐ผ๐ฟ๐ฑ๐ฒ๐ฟ, ๐ถ๐โ๐ ๐ฎ๐ป ๐ผ๐๐๐ฝ๐๐. Banks agree overnight lending rates between themselves. SONIA is the average of all those d


Her Majestyโs Golf Odyssey โ HelicopterโOnly, WomenโOnly, 9โDay Heli Golf Safari
This is not a golf trip. Itโs the itinerary most people donโt even know is possible. For ๐ฐโ๐ฒ ๐๐ผ๐บ๐ฒ๐ป ๐ผ๐ป๐น๐, Iโve designed ๐๐ฒ๐ฟ ๐ ๐ฎ๐ท๐ฒ๐๐๐โ๐ ๐๐ผ๐น๐ณ ๐ข๐ฑ๐๐๐๐ฒ๐: a helicopterโonly journey across South Africaโs most coveted coastal and championship fairways โ with every transfer, tee time, spa ritual, safari drive and private shopping moment choreographed to the minute. Over ๐ด ๐ป๐ถ๐ด๐ต๐๐ / ๐ต ๐ฑ๐ฎ๐๐ you will: Arrive in Cape Town to an ๐ฎ๐ถ๐ฟ๐๐ถ๐ฑ๐ฒ ๐ฉ๐




