𝗪𝗵𝘆 𝗡𝗼𝘁 𝗢𝘄𝗻𝗶𝗻𝗴 𝗣𝗿𝗼𝗽𝗲𝗿𝘁𝘆 𝗜𝘀 𝗡𝗼𝘄 𝘁𝗵𝗲 𝗕𝗶𝗴𝗴𝗲𝗿 𝗥𝗶𝘀𝗸

𝗜𝗻𝗳𝗹𝗮𝘁𝗶𝗼𝗻 is doing what it always does: quietly eating away at your cash. 

The difference right now is that the numbers are too big to ignore.

If you’d sat in cash over the last 25 years in the UK, your “safe” money would have been losing spending power almost every year.

If you’d been in the right kind of property – with both:

capital growth, and rental income coming in and compounding –

you wouldn’t just have kept up with inflation… you’d be well ahead of it.

In my latest blog, I’ve stripped it back to the actual data (𝗮𝗰𝘁𝘂𝗮𝗹 𝗱𝗮𝘁𝗮 𝗱𝗼𝗲𝘀 𝗻𝗼𝘁 𝗹𝗶𝗲): What actually happened over the last 5, 10 and 25 years

→ Inflation (CPI) vs house prices vs total property returns (capital + rent)

Why property held up even in the “𝘂𝗴𝗹𝘆” years (𝟮𝟬𝟮𝟭–𝟮𝟬𝟮𝟲)

→ Inflation spike, rate rises, prices wobbling in real terms

→ 𝗦𝘁𝗮𝗺𝗽 𝗗𝘂𝘁𝘆 and 𝗠𝗼𝗿𝘁𝗴𝗮𝗴𝗲 hikes

 Yet total returns still beat inflation because of rental income

What the next 5–10 years could look like (Savills forecasts)

→ Steady capital growth + ongoing rental pressure from a 𝗰𝗵𝗿𝗼𝗻𝗶𝗰 𝘀𝗵𝗼𝗿𝘁𝗮𝗴𝗲 of homes 

A simple worked example

→ £1,000 left in cash vs £1,000 in property over 10 years

→ Same inflation rate, very different real outcome

My honest view: if you’re thinking long term, the bigger risk now is not having any exposure to property at all.

I also share how we approach this at Asset Acquisition Partners:

Undersupplied areas with real rental demand

Sectors like PBSA where rents have clearly outpaced inflation

Structures that don’t require a huge lump sum on day one

Read the full article (with all the charts and examples): https://lnkd.in/en3dDQwg

If you’d like to see what this could look like for you – based on your budget and timeframe – message me the word “𝗣𝗥𝗢𝗣𝗘𝗥𝗧𝗬” and I’ll share a simple 10‑year projection.